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Tag: Bank Capital

A sturdy tower made of Tier 1 and Tier 2 capital blocks supports a globe of risk-weighted assets, symbolizing the importance of CAR in banking

Understanding the Capital Adequacy Ratio: Calculation, Importance and Limitations

May 4, 2024 FinanceFacts101 Finance Policy

Introduction to the Capital Adequacy Ratio The Capital Adequacy Ratio (CAR) – also known as the capital-to-risk weighted assets ratio (CRAR) – plays a crucial role in assessing a bank’s financial strength and stability. This ratio measures the amount of a bank’s Tier 1 and Tier 2 capital, relative to

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