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Introduction to Voluntary Life Insurance Voluntary life insurance is an optional employer-provided benefit that offers financial security by providing a death benefit to the beneficiaries of the insured in the event of their demise. This type of coverage is usually less expensive than individual policies purchased on the open market
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What Is an Accidental Death Benefit? An accidental death benefit (ADB) is a rider or optional addition to a life insurance policy. This provision ensures that if the insured person passes away due to an accident, their beneficiaries receive additional financial support in the form of a payout from the
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