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Tag: float down

An image of a mortgage rate lock, represented by a gold key, gently bobbing atop undulating waves symbolizing mortgage rates.

Unlocking Mortgage Savings with a Rate Lock Float Down: How It Works and When to Use It

March 16, 2025 FinanceFacts101 Mortgage

Understanding Mortgage Rate Lock Float Downs A mortgage rate lock float down, also known as a mortgage interest rate float down or mortgage rate reduction clause, offers borrowers an opportunity to take advantage of decreasing mortgage rates during the underwriting process. This option works by locking in a mortgage rate

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