Merchant choosing between two paths: one marked 'Floor Limits', the other 'Zero-Floor Limits', both leading to a secure payment processing system

Understanding Zero-Floor Limits: Protecting Against Fraud and Processing Every Transaction

Introduction to Zero-Floor Limits Zero-floor limits are a critical concept for understanding modern payment processing systems. In essence, this policy requires merchants to obtain authorization from card issuers before finalizing any transaction, irrespective of its value. In contrast, floor limits restrict authorization requests to transactions exceeding a predefined minimum threshold.

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