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Tag: Lender Responsibilities

Homeowners holding shields, symbolizing protection from unnecessary PMI payments due to the Homeowners Protection Act of 1998

Understanding the Homeowners Protection Act: A Law to Simplify Private Mortgage Insurance Cancellation

December 17, 2024 FinanceFacts101 Mortgage

Introduction to the Homeowners Protection Act of 1998 The Homeowners Protection Act of 1998, commonly referred to as the PMI Cancellation Act, is a significant piece of legislation designed to ensure that homeowners no longer pay unnecessary private mortgage insurance (PMI) premiums. This law applies to all private residential mortgages

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