A retiree holds a gold calculator while studying three methods - amortization, annuitization, and RMD - represented as branches on a financial map.

Substantially Equal Periodic Payments (SEPP): Understanding This Penalty-Free Method of Early Retirement Withdrawals

Retirement

What Is Substantially Equal Periodic Payment (SEPP)? Substantially Equal Periodic Payments, or SEPP, is a unique retirement strategy that allows investors to access funds from their retirement accounts before turning 59½ without incurring the typical penalty of 10% for early withdrawals. Instead, individuals following the SEPP plan receive regular, pre-determined

Read more