A giant shield with interconnected gears symbolizes employers managing risk via aggregate stop-loss insurance in self-funded health plans.

Understanding Aggregate Stop-Loss Insurance in Self-Funded Employee Health Plans

Insurance

Introduction to Aggregate Stop-Loss Insurance Aggregate stop-loss insurance is a crucial component for employers managing self-funded employee health plans. This type of coverage protects against financial losses resulting from unexpectedly high claims or multiple significant claims. Essentially, aggregate stop-loss serves as a financial safety net that ensures catastrophic expenses do

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Understanding Administrative Services Only (ASO) Plans: Cost Savings and Risks for Professional Investors

Insurance

What Is an Administrative Services Only (ASO) Plan? An administrative services only (ASO) plan is a type of self-insurance arrangement where an employer hires an outside vendor to administer and process claims for its employee benefits, while maintaining the responsibility for covering those costs itself. Unlike traditional administrator plans, the

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